Coinbase Expands Bitcoin-backed Mortgages for Borrowers
Coinbase is expanding its Bitcoin-backed mortgage program, allowing borrowers to buy homes without selling their BTC or facing margin calls. The exchange and Better Mortgage have moved their token-backed conforming mortgage into general availability, taking a product that closed its first Bitcoin-backed Fannie Mae loan in June into a broader nationwide offering for Coinbase One members. JUST IN: Coinbase expands Bitcoin-backed mortgages, allowing borrowers to buy homes without selling their $BTC or face margin calls. pic.twitter.com/5aGFar91hJ — Watcher.Guru (@WatcherGuru) August 26, 2026 Per Coinbase, the mortgages are originated and serviced by Better and powered by Coinbase, with the first lien structured under Fannie Mae guidelines as a standard conforming home loan. The crypto-backed portion sits alongside that mortgage, allowing qualified borrowers to pledge digital assets toward the down payment without first selling their holdings. A waitlist opened in June generated more ...